Energy Saver Home Loan Program

Designed to make your home more sustainable

The Energy Saver Home Loan Program (ESHLP) is here to help eligible Massachusetts homeowners to say goodbye to fossil fuels and hello to a healthier and efficient living space.

Get Started

Sustainable Partners

Imagine starting a home improvement project with no cash down

Understanding The program (ESHLP)

Through ESHLP, you’ll receive a low-interest, second mortgage loan that finances your energy-saving upgrades from the very beginning. Plus, you’ll get comprehensive, end-to-end support for a seamless experience.

Reduce your energy use by 20%.

Free home assessment.

For Massachusetts homeowners.

Low-interest mortgage loan

I Want A Cozy House

Eligibility & requirements

To take advantage of the Energy Saver Home Loan, there are a few eligibility criteria you need to meet:

Income Limits: These vary by county and are based on the total gross income of all homeowners listed on your property deed.

Property Type: Single-family homes, as well as 2-, 3-, and 4-family properties, are eligible. However, condominiums, trusts, and cooperatives do not qualify.

Primary Residence: The property must be your primary residence.

These requirements ensure that the program supports homeowners who are most in need of energy-saving improvements.

How it works
Why it matter

How the Energy Saver Home Loan Program Works

Once you qualify, CET will connect you with an Energy Service Provider (ESP). Your ESP will perform a free assessment to develop a plan aimed at reducing your energy use by at least 20%.

Throughout the process, CET will help you identify every available rebate, incentive, and tax credit, making sure you maximize savings.

Energy Saver Home Loan Program

A Practical Way to Remove Greenhouse Gas Emissions

It’s no secret that residential and commercial buildings contribute to a whopping 30% of greenhouse gas emissions in Massachusetts.

By making energy-saving upgrades, you’re not only lowering your utility bills but also playing a crucial role in reducing your carbon footprint. Improved home weatherization, electrical system upgrades, heat pumps, efficient appliances, and even solar panels can transform your living environment.

Working with CET

Nearly 50 years of experience

Half a century of experience as a leader in designing and delivering successful residential energy programs for income-eligible programs.

We Care

CET is at the forefront of innovation, spearheading initiatives to enhance access to underserved communities serving thousands of households annually.

Bilingual Staff

Don’t speak English? No problema! We have staff who can explain everything to you in Spanish from start to finish.

Confirm your eligibility

Ready to make a change? fill the form to confirm your eligibility for the Energy Saver Home Loan Program.

We’re here to support you every step of the way, from initial assessment to project completion.

Name(Required)

First

Email(Required)

Enter Email Confirm Email

Phone (if you’d like to be contacted this way)

Address Eligibility(Required)

State / Province / Region ZIP / Postal Code Country